How to Be Debt-Free in 2013

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By Stacy Myers, Contributing Writer Some of you clicked on this post out of sheer curiosity…you want to see what this kook has to say. After all, it’s not something you really believe. You don’t REALLY think it’s possible to live free from the bondage of debt. Some of you clicked on this post because your heart’s desire is to live debt free – but you’re not there…you want to know how to get there and you need encouragement. You need to hear from someone […]

It’s Not Your Money, Is It?

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Written by Stacy Myers, Contributing Writer A while back, there was this strangely annoying commercial on television for JG Wentworth. It’s a bunch of adults yelling out their windows about THEIR money. While the normal person would just find this commercial extremely dumb, I found it very bothersome. When I heard my pastor mention the commercial in one of his sermons about stewardship and giving, I really started thinking. The sad thing is this MY MONEY mindset is very prevalent today. Most of us consider […]

3 Tips That Will Truly Help You to Manage Your Grocery Budget Better

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Once upon a time, there was this girl who was very careful with her budget. So careful that her husband trusted her implicitly, and she carefully maintained her grocery budget with cash each month, so as not to overspend. She was so insistent that this method worked, she even wrote profusely on the topic. This worked well for several years. Then this girl discovered that upon returning home from an overseas trip, she was pregnant with her 4th child. Then two homestay students arrived, fatigue and nausea […]

Our Favorite Budget Management Tool

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Image by Bohman My wonderful hubby, Ryan, is as busy as he can be, working on our new business, Resound School of Music. Nonetheless, he agreed to write this short review post of our favorite budgeting software, You Need a Budget, which keeps us in line each and every month. Since he’s the the one that runs a mean budget around here, I’m going to let him tell you all about it… ******* Some of you may remember my past review of YNAB (short for […]

From the Wedding to Wise Stewardship- A Frugality Story Continued

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As many of you guessed in the first installment, From Innocence to Irresponsibility, this story has a happy ending. Allow me to continue it… ******* It was a humbling thing, to be engaged to a man who had no debt and actually saved up cash to make major purchases, while she was sitting nearly $30,000 in debt. And as the wedding plans progressed, she realized that she needed to make some major changes and fast, especially since this incredible man was willing (even eager!) to […]

From Innocence to Irresponsibility-A Frugality Story

Once upon a time there was a little girl who couldn’t understand why her clothes were bought at Value Village and Walmart, and why Santa didn’t bring the right brand name items on her Christmas list. She hurriedly rushed out to spend every cent of her meager allowance on the cheap thrills of a 12 year old- comics, make-up, earrings and the like. She believed that having an income of her own was her ticket to financial fulfillment. And so, at the age of 12 […]