How to Be Debt-Free in 2013

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By Stacy Myers, Contributing Writer Some of you clicked on this post out of sheer curiosity…you want to see what this kook has to say. After all, it’s not something you really believe. You don’t REALLY think it’s possible to live free from the bondage of debt. Some of you clicked on this post because your heart’s desire is to live debt free – but you’re not there…you want to know how to get there and you need encouragement. You need to hear from someone […]

Yes, You Can Stop Using Credit Cards!

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Written by Kate Tietje, Contributing Writer In the new year, one of the major resolutions a lot of people make (after losing weight) is getting out of debt.  A lot of families are reeling from their Christmas expenses — I think I’ve read the average family spends over $2000 on Christmas each year! Much of that goes onto credit cards.  When you think about taking several months to pay that off at 18% (or more) interest, that’s a lot of extra money that you’re spending just […]

Book Review: The Money Saving Mom’s Budget (5 Copies to Win!)

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If you want to learn something, one of the best ways is to learn from someone who has actually done it. Do you want to learn to get your budget under control, cut your expenses drastically, simplify your life, and live both frugally and generously? My dear friend, Crystal Paine, is just the person to ask. Her story speaks for itself. She and her husband began their marriage on a penny-pinching, rice and beans budget of as little as $650-900 (total!) some months, while he went through law school, […]

Our Favorite Budget Management Tool

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Image by Bohman My wonderful hubby, Ryan, is as busy as he can be, working on our new business, Resound School of Music. Nonetheless, he agreed to write this short review post of our favorite budgeting software, You Need a Budget, which keeps us in line each and every month. Since he’s the the one that runs a mean budget around here, I’m going to let him tell you all about it… ******* Some of you may remember my past review of YNAB (short for […]

Heirloom Seeds: A Frugal and Healthier Option for Gardening

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Today’s guest post from Phoebe of Getting Freedom is on a topic near and dear to my gardener’s heart. I am a huge advocate of heirloom seeds, for so many of the reasons that she talks about in this excellent post! ______________________________________ When we started our debt freedom journey, one thing I noticed rather quickly was our grocery budget was one of the only areas I had the freedom to cut. I didn’t want to sacrifice what we were eating, so I knew I had […]

From the Wedding to Wise Stewardship- A Frugality Story Continued

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As many of you guessed in the first installment, From Innocence to Irresponsibility, this story has a happy ending. Allow me to continue it… ******* It was a humbling thing, to be engaged to a man who had no debt and actually saved up cash to make major purchases, while she was sitting nearly $30,000 in debt. And as the wedding plans progressed, she realized that she needed to make some major changes and fast, especially since this incredible man was willing (even eager!) to […]

From Innocence to Irresponsibility-A Frugality Story

Once upon a time there was a little girl who couldn’t understand why her clothes were bought at Value Village and Walmart, and why Santa didn’t bring the right brand name items on her Christmas list. She hurriedly rushed out to spend every cent of her meager allowance on the cheap thrills of a 12 year old- comics, make-up, earrings and the like. She believed that having an income of her own was her ticket to financial fulfillment. And so, at the age of 12 […]