Comments on: Financial Resources for your New Year’s Goals http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html Naturally inspired living for the Christian homemaker Sat, 31 Jul 2010 15:54:59 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Mattea http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html/comment-page-1#comment-21681 Mattea Wed, 11 Feb 2009 23:00:40 +0000 http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html#comment-21681 I think Dave's approach to debt is really biblically founded, but his 'next step' plan is somewhat dubious. Once you pay off debt I don't think the Bible is silent on what God's heart is for how we deal with His resources. I think that 'living like no-one else' as he says makes it sound like once you've gotten out of debt you're free to live a luxurious life. I think we're called to more than that. There is much more joy awaiting us if we act as good stewards of God's resources, taking only what we need and investing the rest in causes He cares about. That's why I too like crown. I think they hit debt hard but they are also more holistic about how God desires we spend our resources. I think Dave's approach to debt is really biblically founded, but his 'next step' plan is somewhat dubious. Once you pay off debt I don't think the Bible is silent on what God's heart is for how we deal with His resources. I think that 'living like no-one else' as he says makes it sound like once you've gotten out of debt you're free to live a luxurious life.

I think we're called to more than that. There is much more joy awaiting us if we act as good stewards of God's resources, taking only what we need and investing the rest in causes He cares about. That's why I too like crown. I think they hit debt hard but they are also more holistic about how God desires we spend our resources.

]]> By: michelle http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html/comment-page-1#comment-21680 michelle Wed, 11 Feb 2009 19:35:27 +0000 http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html#comment-21680 YNAB has completely revolutionized the way my husband and I budget. I recommend it to everyone I talk to about finances. YNAB has completely revolutionized the way my husband and I budget. I recommend it to everyone I talk to about finances.

]]> By: Stephanie @ Keeper of the Home http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html/comment-page-1#comment-21679 Stephanie @ Keeper of the Home Wed, 11 Feb 2009 16:52:21 +0000 http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html#comment-21679 Tarena and Mary Ellen, yay for paying off debt! Way to go! :) Tarena and Mary Ellen, yay for paying off debt! Way to go! :)

]]> By: Mary Ellen (Carolina Momma) http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html/comment-page-1#comment-21678 Mary Ellen (Carolina Momma) Wed, 11 Feb 2009 16:14:15 +0000 http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html#comment-21678 We are doing Dave Ramsey's Total Money Makeover as well. In fact we just finished up Baby Step 2, paying off a little over $16,000 in debt in 11 months! We're now working on building up our emergency fund! We are doing Dave Ramsey's Total Money Makeover as well. In fact we just finished up Baby Step 2, paying off a little over $16,000 in debt in 11 months! We're now working on building up our emergency fund!

]]> By: Amber http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html/comment-page-1#comment-21677 Amber Wed, 11 Feb 2009 15:40:05 +0000 http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html#comment-21677 Yup, yup, yup - love Dave Ramsey! I've wanted to learn more about his stuff for about a year; ever since I starting reading BiblicalWomanhood.com, and heard Crystal rave about him. In Jan., our church announced that they were hosting a class, and the first one starts next Saturday! I can't wait. Our family has already received our membership packet, and we've spent hours listening to all the lessons on CD. Mom and Dad are good with money already, and they've taught us (their six children) well, but this takes it the next step; gives us the motivation, exact plans, etc. Us three older ones find it especially interesting, but even our 8 year old sister wants to hear the CDs and watch the DVDs. :) I find it funny that you're talking about Dave Ramsey, right when we have his voice playing in our house all time. But I'm glad you are, 'cause it gives me a chance to say how excited I am about next Saturday! Yup, yup, yup - love Dave Ramsey! I've wanted to learn more about his stuff for about a year; ever since I starting reading BiblicalWomanhood.com, and heard Crystal rave about him. In Jan., our church announced that they were hosting a class, and the first one starts next Saturday! I can't wait. Our family has already received our membership packet, and we've spent hours listening to all the lessons on CD.

Mom and Dad are good with money already, and they've taught us (their six children) well, but this takes it the next step; gives us the motivation, exact plans, etc. Us three older ones find it especially interesting, but even our 8 year old sister wants to hear the CDs and watch the DVDs. :)

I find it funny that you're talking about Dave Ramsey, right when we have his voice playing in our house all time. But I'm glad you are, 'cause it gives me a chance to say how excited I am about next Saturday!

]]> By: Tori http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html/comment-page-1#comment-21676 Tori Wed, 11 Feb 2009 15:31:16 +0000 http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html#comment-21676 I'd recommend Crown Financial Ministries also. The concepts are very similar to Dave Ramsey (though I think predates him) and really focus on using your money as a tool to glorify God. Their ultimate scenario is that you could live off your investments and work full time in ministry. I really appreciate the heart they have for the Lord. "The mission of Crown is to reach those in need with the message that their hope and future is found in God alone." Find them at crown.org I'd recommend Crown Financial Ministries also. The concepts are very similar to Dave Ramsey (though I think predates him) and really focus on using your money as a tool to glorify God. Their ultimate scenario is that you could live off your investments and work full time in ministry. I really appreciate the heart they have for the Lord. "The mission of Crown is to reach those in need with the message that their hope and future is found in God alone." Find them at crown.org

]]> By: Keri http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html/comment-page-1#comment-21675 Keri Wed, 11 Feb 2009 14:46:34 +0000 http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html#comment-21675 Thanks for the budgeting software link. We're big FPU fans too and I've been looking at another option, but I really like the tools and bonuses that come with this one! Thanks for the budgeting software link. We're big FPU fans too and I've been looking at another option, but I really like the tools and bonuses that come with this one!

]]> By: Alison @ Wholesome Goodness http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html/comment-page-1#comment-21674 Alison @ Wholesome Goodness Wed, 11 Feb 2009 13:46:19 +0000 http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html#comment-21674 I second the FPU recommendation! I grew up with parents who taught biblical financial stewardship classes, yet I still found the class immensely helpful. If nothing else, it really helped my husband and me get on *exactly* the same page financially, and it fostered a lot of thought provoking conversations. I think that sometimes people talk about FPU as a get-out-of-debt program, but that's really only one part of the course and the philosophy. My husband and I were debt-free except for our (conservative) mortgage when we took the class, but we still gained so much. The accountability helped us kick-start rigorous budgeting (one of those cases where we knew we needed to but kept letting it slip), and the lessons on insurance, finding good deals, and buying a home were invaluable. Like Tarena said above, budgets are freeing. I feel so much more secure now knowing exactly where we stand at all times. What a relief! I second the FPU recommendation! I grew up with parents who taught biblical financial stewardship classes, yet I still found the class immensely helpful. If nothing else, it really helped my husband and me get on *exactly* the same page financially, and it fostered a lot of thought provoking conversations. I think that sometimes people talk about FPU as a get-out-of-debt program, but that's really only one part of the course and the philosophy. My husband and I were debt-free except for our (conservative) mortgage when we took the class, but we still gained so much. The accountability helped us kick-start rigorous budgeting (one of those cases where we knew we needed to but kept letting it slip), and the lessons on insurance, finding good deals, and buying a home were invaluable. Like Tarena said above, budgets are freeing. I feel so much more secure now knowing exactly where we stand at all times. What a relief!

]]> By: Kristin B http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html/comment-page-1#comment-21673 Kristin B Wed, 11 Feb 2009 12:56:42 +0000 http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html#comment-21673 I just read Total Money Makeover and we implemented our budget for the first time ever this month! I definitely want to attend a FPU class sometime in the near future. Thanks for sharing all of the helpful links. I just read Total Money Makeover and we implemented our budget for the first time ever this month! I definitely want to attend a FPU class sometime in the near future. Thanks for sharing all of the helpful links.

]]> By: Tasha http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html/comment-page-1#comment-21672 Tasha Wed, 11 Feb 2009 04:42:53 +0000 http://www.keeperofthehome.org/2009/02/financial-resources-for-your-new-years-goals.html#comment-21672 We are big Dave Ramsey fans here as well! I only wish we had heard of him sooner. We are big Dave Ramsey fans here as well! I only wish we had heard of him sooner.

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